Navigating the costs of dental care can often be as confusing as understanding the procedure itself. Aspen Dental recognizes this challenge and addresses it by offering patients various payment plans and options that broaden the accessibility of dental services. They have structured their payment solutions to cater to a wide range of financial circumstances, ensuring that necessary dental care is not out of reach for their patients.
One of the notable offerings is the Aspen Dental Savings Plan, which is a non-insurance option providing discounts on most dental services for an annual fee. The also accept the Careington Care 500 dental plan which gives it's meetings savings of 20%-60%. This plan is especially advantageous for individuals without traditional dental insurance as it provides a means to manage dental expenses more predictably. Moreover, Aspen Dental also accepts most dental insurances and offers different financing options, making the financial aspect of dental health more manageable.
Aspen Dental wants to make sure that their patients can receive timely and quality dental care without it causing a big financial strain. To assist with this, the flexibility of Aspen Dental's payment plans is evident in their acceptance of a variety of insurance plans including Aetna, Delta Dental, and Metlife, among others. For those without insurance, zero-interest financing alternatives are available, reducing the burden of upfront costs.
Overview of Aspen Dental Payment Plans and Savings Options
The flexibility of these plans makes access to dental care more manageable, especially for those without traditional dental insurance.
Payment Plan and Savings Options:
- Aspen Dental Savings Plan
- Careington Care 500 Savings Plan
- Third-party Financing
- Dental Insurance
The Aspen Dental Savings Plan is not insurance but allows patients without insurance to receive discounted dental services for an annual fee. Patients enjoy benefits like free exams and X-rays, and discounts on routine cleanings and other services.
The Careington Care 500 Savings Plan allows patients without insurance to still save big and receive discounted dental services for a low monthly or annual fee. Patients will save 20%-60% off all dental services including fillings, crowns, root canals, and including dental specialists such as orthodontic braces and oral surgery. We like that it includes visions savings as well and is accepted at over 70,000 dental access locations nationwide.
With third-party financing, Aspen Dental provides options through external financing partners. These partnerships facilitate manageable monthly payments for dental treatments, subject to credit approval.
For patients with dental insurance, Aspen Dental accepts a variety of insurance plans. They work directly with insurance companies to maximize benefits and minimize out-of-pocket expenses.
Key Features:
- No insurance needed: Options available for non-insured patients.
- Instant enrollment: Quick sign-ups with immediate savings.
- Transparent costs: Clear pricing without hidden fees.
Each Aspen Dental office also has a team to help patients navigate their payment options, ensuring they can make informed choices about their dental care financing.
Save 20%-60% At the Dentist
Types of Payment Plans Available
Aspen Dental offers flexible solutions to make dental services more accessible. Patients may choose between in-house savings options as well as payment plans through third-party financiers, ensuring a variety of solutions to fit different budget needs.
Dental Discount (Savings) Plans
While technically not a payment plan, a dental discount or savings plan like the two we've listed here deserve to be mentioned because they serve the same purpose of making dental care more affordable and available because they can accommodate a wide range of budgets.
And if you are really on a budget we recommend getting the best of both worlds, over savings with a plan and a payment plan for the discount fees. See this option below.
Third-Party Financing Plans
Aspen Dental collaborates with outside lenders to offer:
- Credit options: Flexible credit lines for healthcare expenditures.
- Loans: Structured payments over a determined period.
Third-party plans are curated to fit individual financial scenarios, with the promise that applying will not affect the patient's credit score. For more details, patients can explore the financing options provided by Aspen Dental's partners.
Benefits of Choosing Aspen Dental Payment Plans
Aspen Dental offers a variety of payment plans designed to make dental care more accessible. Patients can enjoy the convenience of flexible financing options and affordable services.
Budget-Friendly Solutions
Aspen Dental understands that affordability is crucial for patients, which is why they offer a low annual fee for discounts on dental services. This membership includes full exams and X-rays and caters to those without traditional insurance.
Prompt Treatment With Affordable Plans
Those in need of immediate dental care can take advantage of Aspen Dental’s payment plans that do not delay treatment due to cost concerns. By enabling patients to receive dental services when they need them, these plans help prevent the progression of dental issues, potentially leading to more significant savings over time.
No Interest & Low Interest Plans
Tailored financing options, including plans with low monthly payments, are available to fit different budgets. Some of these plans come with no interest or low interest, making it easier for patients to manage their dental expenses while receiving the care they need.
Once you and your dentist have established a treatment plan the office staff at Aspen will be able to help you get financing setup on your visit. Be sure to bring with you to the appointment your government ID and proof of income.
Combining Dental Savings and a Payment Plan
Combining the use of a dental savings plan and a payment plan can provide a comprehensive and cost-effective solution for managing dental expenses. A dental savings plan typically offers discounted rates on various dental procedures and services, allowing individuals to save on out-of-pocket costs. By complementing this with a flexible payment plan, patients can further ease the financial burden associated with more extensive or unexpected dental treatments. The payment plan allows for the distribution of costs over a specified period, making high-quality dental care more accessible without the need for large upfront payments. This combined approach ensures that individuals can prioritize their oral health without compromising on financial stability, promoting proactive dental care and overall well-being.
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Frequently Asked Questions About Aspen Dental Payment Plans and Financing
Aspen Dental is committed to making dental care accessible by offering various payment options suitable for a range of financial situations.
What types of payment plans does Aspen Dental offer for those without insurance?
For individuals without dental insurance, Aspen Dental provides payment plan options to accommodate different budgets. This includes dental savings plans which are designed to make dental services more affordable for patients paying out-of-pocket.
Does Aspen Dental accept the Careington dental discount plan?
Yes, Aspen Dental is a provider in the Careington Care 500 dental network.
How does Aspen Dental financing work for patients with bad credit?
Patients with less-than-ideal credit may still have options for financing dental services at Aspen Dental. Through partnerships with third-party financing companies, Aspen Dental offers dental financing plans where most patients can be approved, ensuring that dental care is accessible to a broader clientele.
Which insurance plans are accepted by Aspen Dental?
Aspen Dental accepts a wide range of dental insurance plans. On their official website, they mention the acceptance of "all insurance plans," which suggests that most patients should not have any issues if they currently have insurance.